Invoice (30-90 days)

Invoice is the most commonly used payment method in B2B commerce. It allows customers to purchase and receive goods or services before having to pay for them. After the goods have been shipped, customers receive an invoice that they must pay within the payment terms (typically 30 days).

With Mondu in your checkout, you can offer your customers attractive payment terms (30-90 days) while improving your own liquidity and cash flow thanks to Mondu's fast payout. Customers settle their payment back to Mondu according to the chosen terms by bank transfer.

SEPA direct debit

In addition to paying their invoice by bank transfer, customers can also conveniently settle their payment by SEPA direct debit*. To do this, the customer enters their bank details in the Mondu checkout and issues Mondu with a SEPA direct debit mandate. The payment term remains the same, but the money is automatically collected by Mondu on the due date. Many customers appreciate this convenient automation of invoice payments.

*excluding the UK.

Installments (3-12 months)

With Mondu installment payments, customers can spread the cost of larger purchases over a period of 3 to 12 months. At checkout, the customer selects the desired term of the installment plan and enters their bank details. The respective installments are collected by Mondu at the beginning or in the middle of each month. In most cases, Mondu charges an additional buyer fee for the financing service.

Pay Now

Pay Now is Mondu’s A2A payment solution for secure instant payments. It allows customers to transfer funds directly from their bank account in order to complete a purchase. Pay Now is perfect for buyers who don’t want to defer payment, or aren’t eligible for Pay Later options.

How it works: The customer chooses “Instant pay”, selects their bank via Mondu's hosted checkout, and Mondu automatically fills in the transfer details. The customer only needs to check the details and approve the transfer. The payment is made to Mondu, who confirms it, and informs you, the merchant, so you ship the order. Then, Mondu transfers the money to you.

Pay Now via Mondu has several advantages for you:

Available through Mondu’s BNPL integration: no need for a separate integration with an A2A provider.
Takes the effort of prepayment reconciliation off your shoulders.
Protects you from settlement risk.

Digital Trade Account

Mondu's Digital Trade Account is primarily used by frequent buyers. It offers customers both extended payment terms and a significantly reduced workload thanks to a collective payment of multiple purchases.

How it works: Customers receive a purchasing power (limit) from Mondu, which they can use within the billing period, typically a month. Payment is not made on an individual invoice basis; instead, Mondu adds up all invoices throughout the month and sends customers a billing statement, which they must pay within the agreed extended terms (typically 30 days).